For Floridians moving from saving for retirement to actually living in it: a calm, plain-English conversation about making your money last.
Most people I work with are between 58 and 68 (within a few years of retirement, or just into it). The questions are almost always the same.
A look at how income-focused insurance products can help cover the essentials for life, so a long retirement doesn’t mean running out.
As you near retirement, a market drop hits differently. We talk through options that protect principal from market loss.
Annuities, life, and health insurance explained in plain English: what each one actually does, and whether it fits your situation.
An annuity is a contract with an insurance company. In exchange for your money, the company can provide predictable income, and in some cases income that lasts for the rest of your life.
It isn’t an investment that tries to beat the market. It’s a tool for turning a portion of your savings into steady, predictable income. Whether that’s the right move depends entirely on your situation, which is exactly what a suitability conversation is for.
I’m Kathryn, a Florida-licensed insurance agent, and I’m in the same stage of life as the people I work with. That gives me an honest perspective on the questions that come with this season: making savings last, protecting what you’ve built, and creating income you don’t have to worry about.
My approach is education first. I’ll explain how things actually work, in plain language, before any conversation about a specific product. Insurance is a local, trust-based business, and I’d rather earn that trust than rush it.
Schedule a no-pressure conversationA relaxed, no-obligation conversation about where you are and what you’re trying to protect. No pitch, just answers.
Book a conversation